Legal & Regulatory Disclosures

DIY Wealth Planning is a wholly owned digital publishing and educational subsidiary of Cube Wealth Dimensions LLC. All content, tools, interactive calculators, and financial modeling resources provided on this website (including any subdomains) are intended solely for general informational, educational, and behavioral modeling purposes. None of the information, tools, or resources hosted here constitute personalized investment advice, legal advice, tax planning, or a solicitation or recommendation to buy, sell, or hold any security, financial product, or insurance instrument.

The financial projections, compound interest calculations, and wealth models generated by interactive tools on this site are hypothetical in nature, do not reflect actual investment results, and are not guarantees of future financial performance. Shifting economic conditions, market volatility, inflation, fees, and tax implications can significantly alter long-term outcomes. Users are solely responsible for evaluating the risks and merits associated with the use of any information or tools before making any financial decisions based on such content.

Regulatory Separation & Service Providers

DIY Wealth Planning provides self-directed financial education and tools. See our service disclosures for information about service providers and available support.

No fiduciary, advisory, or professional-client relationship is created or implied by your use of this website, its calculators, or its self-directed educational materials. Advisory services, if you choose to engage them, are offered exclusively through Cube Wealth Dimensions LLC and are initiated only upon the mutual execution of a formal Written Investment Advisory Agreement and the processing of an initial engagement fee via AdvicePay. Any fiduciary or advisory relationship would be created by that agreement — not by using this website, completing the assessment, or generating an educational roadmap.

Insurance products, risk management consulting, and Medicare brokerage services are provided separately by licensed professionals through Cube Insurance Group LLC, a Florida 2-15 licensed insurance agency. Cube Insurance Group LLC and Cube Wealth Dimensions LLC are legally separate entities maintaining distinct operational, financial, and regulatory compliance boundaries.

What Is Free and What May Involve Fees

The assessment, calculators, articles, and educational roadmap on this website are provided free of charge. Services offered by affiliated providers — including coaching or advisory services through Cube Wealth Dimensions LLC and insurance services through Cube Insurance Group LLC — may involve fees, commissions, or other compensation. Before engaging any professional, ask them to explain how they are compensated and review the applicable disclosures.

By utilizing this website, you explicitly acknowledge and agree that you have read, understood, and accepted the terms of this disclosure and that you bear full responsibility for your own financial research and investment decisions.