What we offer
Financial Coaching, Built Around You
Choose the level of support that fits where you are today. Every package includes direct access to a real coach — no algorithms, no robo-advisors.
How our coaching works
We meet you where you are. Whether you're just starting to think about investing or you've been managing your own portfolio for years, our coaching packages give you the structure, accountability, and plain-language guidance to move forward with confidence.
Book a free discovery call
We start with a no-obligation 30-minute call to understand your situation and make sure we're the right fit.
Choose your package
Pick the coaching level that matches your goals and budget. You can upgrade or change at any time.
Start building wealth
Your coach works with you on a clear, actionable plan — and stays with you as your situation evolves.
The Difference Is the Foundation
The Plan vs. The Gamble
Hover over each layer to understand what separates a structured wealth-building approach from reactive financial behavior.
Wealth Building
Long-Term Investing
Eliminate High-Interest Debt
Emergency Fund
Protection First
▲ Strong Foundation
Speculation
Chasing Trends
High-Interest Debt
No Emergency Fund
No Protection
▼ Precarious Point
Find your fit
Your pyramid tier points to your next step
The Cube Wealth Readiness Engine™ scores you across 6 pillars and places you on the pyramid. Here's what that score means for your coaching path.
Build the foundation first.
Your financial house needs a solid base before anything else can be built on it. Life, disability, and liability coverage are the non-negotiables.
Recommended
Foundations
One focused session to identify gaps and build your protection checklist.
Build your buffer, then build wealth.
You have protection in place — now it's time to create the cash cushion that keeps you from going backward when life happens.
Recommended
Foundations
One session to map your savings runway and automate your way to 3–6 months.
Kill the debt. Free the income.
High-interest debt is the single biggest drag on wealth building. This tier is about eliminating it strategically while keeping momentum.
Recommended
Builder
Monthly coaching to execute your payoff strategy and start investing simultaneously.
Put your money to work.
Your foundation is solid. Now it's time to maximize tax-advantaged accounts and let compounding do the heavy lifting.
Recommended
Builder
Ongoing coaching to optimize your 401(k), IRA, and taxable accounts.
Scale what's working.
You're investing consistently — now it's about tax efficiency, real estate, business equity, and building a legacy that outlasts you.
Recommended
Accelerator
Deep-dive monthly support for complex goals, estate planning, and wealth transfer.
Don't know your tier yet? Take the free assessment — it takes 5 minutes.
What would you like to work on?
These are coaching topics — choose the package below that fits your level of support.
Build My Wealth
Organize spending, develop saving habits, and track financial goals.
Create My Retirement Income
Compare expected retirement income with spending and organize retirement next steps.
Protect My Family & Legacy
Organize beneficiary information, important documents, and questions for insurance and estate-planning professionals.
Pricing
Plans for every stage
Paid coaching provided by Cube Wealth Dimensions.
Foundations
Get your financial house in order.
- One 60-minute coaching session
- Review of your financial or retirement cash-flow snapshot
- Written action checklist with next steps
- Resource library access for 30 days
- Follow-up email within two business days
Builder
Ongoing coaching for steady progress.
- Two 60-minute coaching sessions per month
- Budgeting and financial organization
- Retirement income-and-expense tracking, when relevant
- Monthly goal and action-checklist updates
- Up to two brief email check-ins per month, with responses within two business days
Accelerator
More frequent support for multiple financial goals.
- Four 60-minute coaching sessions per month
- Financial organization and retirement-transition checklist
- Beneficiary and legacy-document organization
- Preparation of questions for licensed investment, tax, insurance, and legal professionals
- Monthly progress summary
- Up to four brief email check-ins per month, with responses within two business days
Not sure which to choose? Start My Free Assessment and we'll recommend the right fit.
What we cover
Every coaching engagement covers the topics that matter most
Investment Strategy
Index funds, asset allocation, rebalancing — without the jargon.
Retirement Planning
401(k), 457(b), IRA, Roth — how to maximize every account you have.
Debt Payoff Strategy
Avalanche vs. snowball, refinancing, and when to invest instead.
Emergency Fund Building
How much, where to keep it, and how to get there faster.
Family Wealth Planning
Beneficiaries, wills, life insurance — protecting what you build.
Home Buying Readiness
Down payment strategy, mortgage math, and timing your purchase.
Common questions
What people ask before they book
Are you a registered investment advisor?
No. DIY Wealth Planning provides financial education and coaching — not investment advice. We help you understand your options and build your own plan. We do not manage money or make trades on your behalf.
How is this different from a financial advisor?
A traditional advisor typically manages your money for a fee or commission. We teach you to manage it yourself — so you stay in control and keep more of your returns.
Can I cancel anytime?
Yes. Monthly packages can be cancelled at any time with no penalty. We believe in earning your continued business every month.
What if I'm just getting started?
The Foundations package is designed exactly for that. Many coaching relationships start with a single session and build from there.
Not sure which package is right for you?
Start with the free assessment — it takes 5 minutes and gives you a personalized snapshot before you commit to anything.
Free educational assessment · No obligation to purchase