Meet your guide
You don't have to figure this out alone
CUBI is your on-demand financial thinking partner — available at every step of your journey. Ask him anything: how the assessment works, what your score means, which tools to use next, or what a Roth conversion actually is. He won't sell you anything. He won't judge where you are. He's here to help you think clearly.
Ask about the assessment
Not sure what a question is asking? CUBI explains every pillar and why it matters to your overall score.
Understand your results
Once you have your score, CUBI can walk you through what each pillar means and what to prioritize first.
Explore your options
Roth vs. traditional? Pay off debt or invest? CUBI helps you think through the tradeoffs without the jargon.
Prepare for your consultation
Before you meet with a professional, CUBI can help you organize your questions so you get the most out of the 30 minutes.
Look for the green orb in the bottom-right corner — he's always there when you need him.
How it works
Your free financial readiness check in three steps
No advisor required. Just a clear picture of where you stand — and a path forward, with optional professional support when you want it.
Free · No account required · Takes about 5 minutes
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Step one
Take the free assessment
Answer 16 straightforward questions about your financial life. No account numbers, no documents — just honest answers about where you are today.
- Takes 4–6 minutes to complete
- Covers 6 key pillars of financial health
- No credit card or login required
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Step two
Get your personalized results
The Cube Wealth Readiness Engine™ scores your responses across six pillars and places you on the wealth readiness spectrum — with a clear explanation of what's working and what needs attention.
- Instant score across 6 financial pillars
- Tier placement: At Risk → Wealth Ready
- Recommended next steps tailored to your score
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Step three
Book a private consultation
If you want a professional to talk through your results, book a free 30-minute consultation. No obligation — just clarity. Sharing your assessment results with the advisor is always your choice.
- Talk through your priorities and questions
- Get answers to your specific questions
- Zero sales pressure — ever
Plain and simple
What the planning engine actually does
It's not a quiz. It's not a sales funnel. Here's what happens under the hood — in plain English. The score is an educational prioritization tool, not a comprehensive financial assessment.
It reads your financial snapshot
Your answers map to six pillars: Protection, Emergency Fund, Debt Management, Investing, Wealth Building, and Financial Habits. Each pillar is weighted based on its impact on long-term financial health.
It scores you on a 100-point scale
A proprietary algorithm calculates your total score and places you in one of five tiers — from At Risk (0–39) to Wealth Ready (90–100). No guesswork, no rounding.
It maps your Cube Path
Based on your tier and pillar gaps, the engine recommends the right starting point — whether that's protection basics, debt elimination, or accelerating your investment strategy.
It keeps your answers in your browser
Your assessment responses stay in your browser session until you choose to share them. If you enter your email to receive results, the results page explains what is stored and shared — and asks your permission first.
Ready to see what it finds for you?
Free · Takes 5 minutes · No credit card needed
Answers before you start
Ready to see your financial picture?
Start the free assessment now. It takes about 5 minutes and you'll have your personalized roadmap before you close the tab.
Free educational assessment · No obligation to purchase